Healthcare Merchant Account With Instant Approval

The differences that show up on month-one of processing — BAA on day one, integration with the EHR you already run, and pricing that does not surcharge HSA/FSA cards.

How we compare to generic processors

CapabilityGeneric processorHealthcare Payments
Signed BAARefusedDay one
HSA / FSA IIAS routingNot configuredAuto-substantiated
EHR / PMS integrationNone or paid add-on40+ systems included
Specialty MID underwritingGeneric 8011 onlyVertical-coded
Pricing modelFlat-rate (2.9% + $0.30)Interchange-plus (~2.4% + $0.10)
Approval timeline3–10 days24–48 hours

Who this is for

  • Medical groups, dental DSOs, vet hospitals, behavioral health and IOP/PHP programs
  • Med-spa, chiropractic, PT, audiology, optometry, fertility
  • DME suppliers, home health, concierge / DPC, subscription telehealth

Apply for a healthcare merchant account.

BAA included. Approval in 24 hours. Transparent pricing.

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