Everything a healthcare practice needs to collect payments

Healthcare payment processing services — copay collection, patient billing, HIPAA-compliant terminals

From copay collection at check-in to HSA/FSA cards, text-to-pay statements, recurring payment plans, and EHR-integrated posting — every service is underwritten by a team that specializes in healthcare merchants.

What payment services does a healthcare practice need?

At minimum, a practice needs a HIPAA-compliant gateway, a merchant account that accepts your MCC (8011 medical, 8021 dental, 8062 hospital, 8099 health services), card-on-file vaulting for HSA/FSA, and statement automation. Most generic processors bundle the first two and leave you exposed on the rest. Our stack covers patient payments, billing & RCM, and compliance & integration under one roof — backed by a signed BAA.

Why pick a healthcare specialist over a flat-rate processor?

Flat-rate processors price for the average merchant and refuse to sign a BAA. Healthcare is not average — HSA/FSA card BIN routing, EOB posting, and EHR integration all require purpose-built workflows. A specialist underwrites you on your actual practice file, prices on interchange-plus, signs a BAA, and integrates with Epic, Athena, Kareo, Dentrix, and 40+ other systems. See the full comparison for what changes month over month.

Which products fit your practice?

Every practice should start with in-office terminals and card-on-file for copays. Add text-to-pay to collect balances after insurance posts, recurring payment plans for larger balances, and EHR integration so payments post automatically.

How do I get started?

Submit the short form on the right or start a full application. A US healthcare specialist responds within one business hour with rates and a path to approval — no credit pull, no obligation.

Apply for a healthcare merchant account.

Approval in 24 hours. BAA included. Transparent pricing.

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