Healthcare Payment Processing — by Specialty
Every healthcare vertical has its own MCC, its own billing pattern, and its own underwriting story. We build merchant accounts to match — signed BAA on day one, interchange-plus pricing, HSA/FSA IIAS routing, and native integration with the EHR or PMS your specialty actually runs.
Medical Practice Payment Processing
Multi-provider groups need NPI-level reporting and HSA/FSA routing on every front-desk swipe.…
Explore medical pricing →Dental Payment Processing
Dental DSOs need a parent MID with location-level descriptors; HSA/FSA volume runs 18–24% of receipts.…
Explore dental pricing →Veterinary Payment Processing
Vet practices accept Care Credit and Scratchpay alongside the merchant account — we route both on one statement.…
Explore vet pricing →Behavioral Health Payment Processing
Behavioral health MIDs require specialty underwriting — most generic processors freeze the account on the third recurring transact…
Explore behavioral health pricing →Mental Health Payment Processing
Solo therapists and group practices both benefit from text-to-pay and HSA/FSA acceptance for self-pay clients.…
Explore mental health pricing →Chiropractic Payment Processing
Chiropractic practices average 8–14 visits per patient/year — card-on-file recurring is the right billing model.…
Explore chiropractic pricing →Physical Therapy Payment Processing
PT clinics need eligibility-driven copay prompts and 30-day balance retries — manual collection takes 45+ days.…
Explore PT pricing →Optometry Payment Processing
Optical retail revenue funnels through the same MID — we configure split tender so vision plans, FSA, and self-pay land on one bat…
Explore optometry pricing →Dermatology Payment Processing
Dermatology practices need two configurations: medical MID for insured visits, retail MID for cosmetic/Botox/laser.…
Explore dermatology pricing →Podiatry Payment Processing
Podiatry sees 38% Medicare patients — eligibility runs and same-day patient-responsibility quotes are required.…
Explore podiatry pricing →OB/GYN Payment Processing
OB/GYN practices need installment billing for global packages plus IVF self-pay processing with high-dollar approvals.…
Explore OB/GYN pricing →Pediatric Payment Processing
Parents pay for siblings on a single card — link patient IDs to one card-on-file token for family billing.…
Explore pediatric pricing →Urgent Care Payment Processing
Urgent care has < 2 minutes for checkout — terminals must accept HSA/FSA, contactless, and PIN debit in one flow.…
Explore urgent care pricing →Med Spa Payment Processing
Med-spas are high-risk MCC 7298 — generic processors decline; we underwrite to cosmetic-medical interchange.…
Explore med-spa pricing →Plastic Surgery Payment Processing
Plastic surgery needs high single-transaction limits (often $25K+) and integration with Alphaeon, CareCredit, and PatientFi.…
Explore plastic surgery pricing →Orthopedic Payment Processing
Orthopedic groups bill 18% DME alongside professional services — DME requires separate MID with MCC 5047.…
Explore orthopedic pricing →Cardiology Payment Processing
Cardiology sees $400–$2K patient balances post-deductible — payment plans with auto-retry are required.…
Explore cardiology pricing →Oncology Payment Processing
Oncology practices need foundation-grant reconciliation, large balance financing, and weekly billing cycles aligned to infusion sc…
Explore oncology pricing →Home Health Payment Processing
Home health requires per-visit batch settlement and integration with EVV systems for Medicaid claims.…
Explore home health pricing →Hospice Payment Processing
Hospice families need compassionate billing — payment plans with no late fees and one-call balance management.…
Explore hospice pricing →DME Payment Processing
DME is MCC 5047 high-risk — most processors won't underwrite. Specialty MIDs handle recurring resupply billing and rental conversi…
Explore DME pricing →Pharmacy Payment Processing
Pharmacy is the highest-volume HSA/FSA category — IIAS auto-substantiation is required, not optional.…
Explore pharmacy pricing →Telehealth Payment Processing
Telehealth is 100% CNP — most generic MIDs flag it as suspicious. Specialty underwriting prevents account freezes.…
Explore telehealth pricing →Concierge Medicine Payment Processing
Concierge needs subscription billing (annual upfront or monthly) with dunning, proration, and dependent management.…
Explore concierge pricing →Direct Primary Care Payment Processing
DPC operates on monthly subscriptions — $75/adult, $25/child is typical. Auto-retry on card decline keeps churn under 2%.…
Explore DPC pricing →Fertility & IVF Payment Processing
Fertility needs high single-transaction approval ($50K+), patient financing integrations (Future Family, CapexMD), and refund-prog…
Explore fertility pricing →Audiology Payment Processing
Audiology sells durable medical goods with multi-year warranties — payment plans and HSA/FSA acceptance both required.…
Explore audiology pricing →Ambulatory Surgery Center Payment Processing
ASCs need patient-responsibility estimation, pre-payment collection, and split billing between facility MID and physician MIDs.…
Explore ASC pricing →Pain Management Payment Processing
Pain management runs 50%+ Medicare and recurring injections — automated balance billing post-EOB is critical.…
Explore pain management pricing →Naturopathic Medicine Payment Processing
Naturopathic ND practices are 80%+ self-pay — HSA/FSA acceptance and package billing drive 30% revenue lift.…
Explore naturopathic pricing →Acupuncture Payment Processing
Acupuncture clinics bill packages upfront — recurring storage of card-on-file plus split tender for retail herbs.…
Explore acupuncture pricing →Functional Medicine Payment Processing
Functional medicine runs six-month programs at $5K+ — installment billing with HSA/FSA acceptance lifts close rate 22%.…
Explore functional medicine pricing →Weight Loss Clinic Payment Processing
GLP-1 clinics need recurring subscription billing ($300–$600/mo), refill cadence enforcement, and HSA/FSA acceptance for qualifyin…
Explore weight loss pricing →Hospital Payment Processing
Hospitals need facility-wide MID structure with department-level reporting, plus integration with Epic/Cerner patient access workf…
Explore hospital pricing →Laboratory & Diagnostic Payment Processing
Labs bill thousands of small balances post-EOB — text-to-pay and ACH auto-pay drop collection cost from $14 to $2.10 per balance.…
Explore lab pricing →Radiology & Imaging Payment Processing
Imaging centers need pre-service estimates (Good Faith Estimate compliance), pre-payment collection, and split TC/PC billing.…
Explore imaging pricing →Nursing Home Payment Processing
Skilled nursing facilities need monthly recurring billing, resident trust fund management, and family-portal payment access.…
Explore skilled nursing pricing →Assisted Living Payment Processing
Assisted living communities need ACH-first billing (avoid 3% card fees on $5K monthly bills) plus level-of-care adjustments mid-cy…
Explore assisted living pricing →Occupational Therapy Payment Processing
OT clinics split between pediatric (parent-billed) and adult — copay defaults and HSA/FSA both required.…
Explore OT pricing →Speech Therapy Payment Processing
SLP recurring sessions billed weekly via card-on-file — parents prefer monthly statements with itemized session history.…
Explore SLP pricing →